Pulaski Bank & Trust entered the credit card market towards the finish of 1994. Because then, they have been providing the lowest interest rates on credit cards. In truth, the Pulaski Bank Visa/MasterCard is catered for shoppers with an excellent credit score looking for for a low expense card and minimal perks.
At present, the interest rate for the Pulaski Credit Card is fixed at 7.99% for new purchases, balances transfers and cash advances. This tends to make the card an attractive option for individuals who strategy to bring forward a revolving balance. Even though the annual fee of $35 is a considerable cost, but upon closer inspection, you will realize that this is indeed a low and reasonable rate for credit cards with low interest rates.
In addition to the low interest rates on all transactions, this card also does not impose fees for balance transfers or cash advances. Whats much more, there is also a six-month % introductory rate. The credit limit is set to a maximum of $15,000, with which the precise credit limit is dependent on an people earnings amount.
Due to the overwhelming response to this cards low interest rates, the application procedure can take fairly a while, with 30 days getting the typical high. Also, far more detail in private details is requested by the Pulaski & Trust Bank for applications processing as they workout greater diligence in their credit approval method.
On the flip side, this card does not provide a lot in terms of additional perks. But in view of the genuinely low interest rates and charges, who would need to have all these perks when you can currently save on finance fees?
To sum it up, this card would really be applicable for credit card customers who strategy to bring forward a large portion of their outstanding balances to the following month, or even to use a revolving balance. In truth, with the really low fees, the Pulaski Credit Card would also be best for those who are seeking for a credit card to transfer their balances to. Yes, in these cases, shoppers need to have not appear any further when they have discovered the Pulaski Credit Card.
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